Intelligent SME credit limit
SME lending suffers high acquisition costs relatively to the low volume of loans granted. This is due to a high level of rejected application, rigid pricing and tedious and manual SME lending processes. Our intelligent SME credit limit solution makes SME lending attractive again by reducing the turnaround time, enriching the criteria for lending decision and automating it to the extent the organisation is comfortable with.
- Automatic limit definition and reassessment engine
- Credit Limit rule generation
- Credit limit prescription/ recommendation engine
Predictive SME creditworthiness
Monitoring SME creditworthiness is solely incident based. Financial Institutions rely on the defaults, delays, partial payments and other incidents to change the credit rating of the SMEs. This results in a handling that is mainly focused on preserving the institution’s interests at the expense of helping the SME go beyond these difficulties. Our predictive creditworthiness solution introduces more timeliness, nuance and finesse in the classification of healthy companies (with no credit) allowing to act on time on potential difficulties in order to prevent them by helping the SME with targeted, customised solutions. This results in better services on the one hand and healthier SME loan portfolio on the other.
Credit incident prediction engine
Credit losses patterns and rules generation to inform credit policy
Up to date SME risk knowledge base
360 view of SMEs
Credit losses patterns and rules generation to inform credit policy
Up to date SME risk knowledge base
360 view of SMEs
Related news
Nicky was very pleased to catch up Jihed. MajestEYE, a Data Analytic Technology Vendor, is part of the Innovation Martlesham Incubator facility Nicky opens the podcast by asking about the origins of…
What is the Africa By Incubme program? The Africa By Incubme (ABI) program was launched in 2018. It's an acceleration program for African start-ups in technological fields that seek to…
Data has become a primary mode of knowledge production in the 21st century. It is both a matter to be analyzed and an infrastructure for analysis as it becomes increasingly…
''Data! Data! Data! I cannot make bricks without clay"-Sherlock Holmes. Everyone knows that data is important to a start-up, but it's more complicated than that. Data is the foundation on…
